Debt Comparison Tool
Compare 2-4 lender quotes side-by-side with auto-calculated metrics.
Up to 4
Quotes Compared
10+
Metrics Auto-Calculated
Excel, PDF
Export Options
Capabilities
What It Does
Institutional-grade analysis powered by purpose-built AI.
Side-by-Side Comparison
Compare up to four lender quotes in a single view — rate, term, amortization, proceeds, fees, and covenants aligned for direct comparison.
Auto DSCR/Debt Yield
Calculates DSCR, debt yield, and LTV for every quote against the subject property's NOI and value — no side workbook required.
Total Cost Analysis
Computes all-in cost of capital including origination fees, legal, prepayment exposure, and coupon to reveal the real economics of each quote.
Process
How It Works
Enter Lender Quotes
Enter 2-4 lender term sheets — manually, or parse automatically via the Loan Document Parser to avoid re-entry.
Review Comparison
Review side-by-side metrics with DSCR, debt yield, and total cost highlighted. Toggle between proceeds-constrained and rate-constrained views.
Share the Recommendation
Export a formatted comparison PDF for your capital markets memo or IC review.
Comparison
CREagentic vs Manual Process
FAQ
Frequently Asked Questions
Yes. Upload lender term sheets to the Loan Document Parser and the extracted terms flow directly into the comparison grid.
Total cost aggregates coupon, origination, legal, and expected prepayment cost over the anticipated hold, expressed as an all-in rate and dollar amount.
Yes. Combine senior and mezzanine quotes to compare blended cost and weighted covenants against single-tranche alternatives.
Ready to get started?
Create a free account and try Debt Comparison Tool today. No credit card required.