Insurance Policy Parser
Extract coverage types, limits, deductibles, premiums, and endorsements from insurance policies.
<3 min
Processing Time
All Captured
Coverage Parts
ISO, Manuscript, Package
Policy Formats
Excel, PDF
Export Options
Capabilities
What It Does
Institutional-grade analysis powered by purpose-built AI.
Coverage Mapping
Identifies every coverage part — property, general liability, umbrella, flood, wind, earthquake, terrorism, rent loss — with insureds, additional insureds, and policy periods.
Premium Breakdown
Extracts base premium, taxes, fees, and allocations across coverage parts and locations so you can benchmark cost and allocate to tenants.
Endorsement Tracking
Pulls every endorsement with effective date, summary, and impact on coverage — ordinance or law, equipment breakdown, cyber, and manuscript endorsements.
Gap Detection
Flags coverage gaps and inadequate limits against institutional standards and lender requirements so you can remediate before closing.
Process
How It Works
Upload Insurance Policy
Upload the policy, binder, or certificate as PDF. Supports ISO-based property and liability policies, manuscript forms, and package policies.
AI Extracts Coverage
The agent reads declaration pages, coverage forms, and endorsements, extracting every limit, deductible, and sublimit into a structured coverage matrix.
Review Gap Analysis
Review a coverage matrix compared against institutional standards and lender requirements, with gaps and inadequate limits flagged and scored.
Export Coverage Summary
Download a structured coverage summary as Excel or PDF for your risk management team, lender, and investment committee.
Comparison
CREagentic vs Manual Process
FAQ
Frequently Asked Questions
The parser handles commercial property, general liability, umbrella, excess, flood, earthquake, wind/hurricane, terrorism (TRIA), rent loss / business income, equipment breakdown, and environmental policies. PDF only.
Yes. The gap detection engine compares coverage limits and forms against institutional and lender benchmarks, flagging shortfalls like inadequate rent-loss periods or missing ordinance-or-law coverage.
Yes. Upload the expiring policy and the renewal binder side-by-side and the agent produces a delta report showing changes in limits, deductibles, premiums, and endorsements.
No. The agent accelerates review by structuring coverage data, but coverage strategy, program design, and market placement should remain with your broker.
Ready to get started?
Create a free account and try Insurance Policy Parser today. No credit card required.