Loan Document Parser
Extract rate, term, amortization, prepayment provisions, covenants, and reserve requirements from loan documents.
<3 min
Processing Time
All Material
Terms Captured
CMBS, Agency, Bank, Life Co
Lender Formats
Excel, PDF, Direct
Export Options
Capabilities
What It Does
Institutional-grade analysis powered by purpose-built AI.
Rate & Term Extraction
Pulls interest rate (fixed, floating, or hybrid), spread, index, term, amortization period, and maturity date into a clean term summary.
Prepayment Analysis
Parses yield maintenance, defeasance, step-down, and open-window prepayment provisions so you can model the cost of an early payoff.
Covenant Tracking
Extracts DSCR, debt yield, LTV, and other financial covenants with tests, cure periods, and default triggers into a structured compliance matrix.
Reserve Requirements
Captures all reserve and escrow requirements — taxes, insurance, TI/LC, replacement, debt service — with initial deposits and monthly funding.
Process
How It Works
Upload Loan Document
Upload a loan agreement, term sheet, commitment letter, promissory note, or closing documents as PDF. Supports CMBS, agency, life company, and bank loans.
AI Extracts the Terms
The agent reads every section — economics, covenants, prepayment, reserves, events of default — and builds a structured term summary.
Review Covenant Matrix
Review every financial covenant, reserve account, and prepayment scenario with references back to the source sections.
Export Debt Summary
Download a structured debt summary as Excel or PDF for your deal file, asset management team, or CREagentic Valuation Engine debt tranche.
Comparison
CREagentic vs Manual Process
FAQ
Frequently Asked Questions
The parser handles CMBS, Fannie Mae, Freddie Mac, life insurance company, bank, and debt fund loans — including senior, mezzanine, and construction facilities. PDF format only.
Yes. Upload the original loan documents plus amendments and the agent produces a consolidated summary reflecting the current terms.
The agent extracts prepayment formulas and parameters so you can plug them into your own payoff calculator, or push into the CREagentic debt comparison tool for scenario modeling.
Yes. Every financial, operational, and technical default trigger is extracted into the summary with cure periods and notice requirements.
Ready to get started?
Create a free account and try Loan Document Parser today. No credit card required.