Tenant Financial Statement Parser
Analyze tenant P&L and balance sheets. Extract key ratios, credit indicators, and risk assessments automatically.
<2 min
Processing Time
15+
Ratios Computed
P&L, B/S, Tax Returns
Statement Types
Excel, PDF
Export Options
Capabilities
What It Does
Institutional-grade analysis powered by purpose-built AI.
Financial Extraction
Pulls revenue, EBITDA, net income, assets, liabilities, and cash from tenant P&Ls and balance sheets, including multi-period statements.
Credit Assessment
Scores tenant credit against institutional benchmarks using liquidity, leverage, coverage, and profitability metrics.
Ratio Analysis
Computes current ratio, quick ratio, debt-to-equity, fixed-charge coverage, rent coverage, and EBITDA margin with peer benchmarks.
Risk Indicators
Flags deteriorating trends, negative working capital, covenant stress, and going-concern indicators so you can act before a tenant defaults.
Process
How It Works
Upload Tenant Financials
Upload tenant P&Ls, balance sheets, tax returns, or audited financials as PDF. Supports single-period or multi-year statements.
AI Extracts the Numbers
The agent reads every line of the P&L and balance sheet, reconciles totals, and normalizes categories across multi-period statements.
Review Credit Scoring
Review a tenant credit scorecard with ratios, peer benchmarks, trend analysis, and specific risk indicators tied back to the source financials.
Export Credit Summary
Download a structured credit summary as Excel or PDF for your asset management file, investment committee, or lender package.
Comparison
CREagentic vs Manual Process
FAQ
Frequently Asked Questions
The parser handles audited and reviewed financials, company-prepared P&Ls and balance sheets, tax returns, and guarantor personal financial statements. PDF format only.
Yes. The agent normalizes categories across statement formats so you can compare private mom-and-pop tenants, franchisees, and corporate tenants on a consistent basis.
If lease rent is provided (or can be inferred from footnotes), the agent computes rent coverage (EBITDAR/rent) and fixed-charge coverage alongside the standard credit ratios.
Yes. Process each tenant's annuals through the parser and the structured output feeds the CREagentic Tenant Credit Summary for portfolio-wide credit monitoring.
Ready to get started?
Create a free account and try Tenant Financial Statement Parser today. No credit card required.